Why it's Important to Pre-Qualify

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Even if you've not so much as researched houses to view yet, it is advantageous to visit with your mortgage professional early. Why? When you do not know yet how much house you need to qualify for, how can we help?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can fit in your budget, and the loan amount you can qualify for. During this process, we look at your borrowing power - reviewing your employment, money available for down payment, debt, income, and other circumstances. We will require a minimum amount of paperwork, with a quick process.

We'll give you a Pre-Qualification Letter once you qualify, which states that we are confident you'll qualify for up to a specific amount of mortgage loan dollars.

Power in the Pre-Qual

Holding your pre-qualification letter, a number of advantages are yours once you locate the house you want to put together an offer on. First, you have some concrete numbers in mind, as the amount you can borrow. Your pre-qualification also will make your offer more attractive to the home seller, as if you were bringing them a suitcase of cash! They need not worry that they have been wasting their time if you won't be able to have the ability to qualify for a high enough mortgage loan. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't cause them concern. They have a virtual guarantee to trust your ability to back up your offer.

We can help you pre-qualify

When we pre-qualify you, we help you find out the amount you can afford in monthly payments you can afford, and how much we of a loan you will qualify for. This process outlines your current financial situation - your debt, income, job, down payment money, among other things. It's short and to the point; and we keep the paperwork light.

One-on-One

It is vital to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculators on our website. That way, we'll be able to help you get your pre-qualification letter. Next, we can consider your mortgage choices to be sure you are in the right one. We are waiting to meet with you: contact us at 7702202800.

Have questions about pre-qualifying? Call us at 7702202800. We answer pre-qualification questions every day.