The Importance of Pre-Qualification

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Even if you've not so much as narrowed down homes to visit yet, it can be valuable to visit with your mortgage professional early. What for? It might be hard to understand the ways we could help even before you begin to negotiate.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly payment you can afford, and the loan amount you can qualify for. This process leads you through your current financial situation - your debt, income, career, and cash available for down payment, among other things. It's short and to the point; We take pride in keeping the paperwork to a minimum.

We give you a Pre-Qualification Letter if you qualify, which states that we're confident you will qualify for up to a certain amount of mortgage loan dollars.

Buying Power

Various beneifits open to you after you have found your dream house, and have pre-qualification. The first is that you can know the amount you can afford when calculating the offer. Having pre-qualification also will make your offer more attractive to the home seller, like you were bringing them a big box of cash! They need not wonder if they are wasting their time if you don't have the ability to qualify for a big enough mortgage loan. The seller won't worry if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not be something for them to lose sleep over. You'll have the clout of a buyer ready to make the purchase right now!

We can help you pre-qualify

When we pre-qualify you, we help you figure out how much of a monthly mortgage payment you can fit in your budget, and how much we of a loan you will qualify for. In the process, we look at your capacity to borrow - looking at your earning status, money available for down payment, debts, income, and other circumstances. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

It is important to sit down and meet with us, even though you are welcome to also try the helpful mortgage loan calculators on our site. For one thing, you'll need a Pre-Qualification Letter! Then, we will make sure we have chosen the right mortgage program for your situation. We are waiting to meet with you: call us at 7702202800.

Have questions about pre-qualifying? Call us at 7702202800. Home Pointe Mortgage Company answers pre-qualifying questions every day.


Home Pointe Mortgage Company

3235 Shallowford Rd. NE,
Chamblee , Georgia 30341